NIA streamlines investment criteria for insurance companies

Summary

Nepal Insurance Authority has introduced new directives allowing insurance companies to invest up to 5% in subsidiaries linked to specific sectors, increased limits for government bonds and stocks, and set stricter rules on managing funds and foreign payments.

Key Points
  • Insurance companies can invest up to 5% of total investments in subsidiaries linked to specific sectors like agriculture, energy, education, and health.
  • The NIA increased the investment threshold for insurers in government bonds from 25% to 35%.
  • Insurance companies can invest up to 15% in stocks of listed companies but not over 15% of their paid-up capital.
  • Insurers must establish investment management units and seek advance permission for foreign payments related to reinsurance and consultancy.
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