Land transaction slumps despite NRB adopting flexible policy

Summary

Land transactions in Nepal fell by nearly 28% in the first month of the fiscal year despite Nepal Rastra Bank's relaxed loan policies, resulting in a 14% drop in government revenue from the sector.

Key Points
  • Land transactions across Nepal declined by 27.86% in the first month of the current fiscal year.
  • A total of 31,621 land ownership transfers occurred between mid-July and mid-August, down from 43,835 in the previous fiscal year.
  • Nepal Rastra Bank increased the loan ceiling to Rs 30 million for first-time land and housing buyers and raised the loan-to-value ratio to 80%.
  • Government revenue from realty businesses declined by 14%, totaling Rs 3.28 billion compared to Rs 7.83 billion previously.
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