BFI deposits fall, private credit grows
Summary
Deposits mobilised by banks and financial institutions fell marginally in the first month of fiscal year 2026/27, while private-sector credit increased, according to Nepal Rastra Bank. The central bank’s report also showed shifts in deposit composition and mixed sector-wise lending trends.
Key Points
- Deposits at banks and financial institutions fell by Rs. 20.71 billion, or 0.3 per cent, to Rs. 8,256.21 billion by mid-August 2026.
- Private-sector credit rose by Rs. 23.58 billion, or 0.4 per cent, to Rs. 5,880.64 billion during the review period.
- The composition of deposits shifted, with demand and savings deposits rising as fixed deposits declined in share.
- Lending increased in sectors such as mines, construction and service industries, while finance, agriculture and deprived-sector loans declined.
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