Three Foreign Joint-Venture Banks in Nepal (EBL vs SBI vs SCB): A Comparative Financial Performance Review (Q4 2069/70 - Q4 2082/83)
Summary
Everest Bank, Nepal SBI Bank and Standard Chartered Bank Nepal showed steady balance-sheet expansion over the past 14 years, but profitability and efficiency metrics weakened in later years. EBL outperformed the other two banks on loans, deposits, net interest income and overall growth.
Key Points
- Everest Bank Limited, Nepal SBI Bank Limited and Standard Chartered Bank Nepal Limited are compared over a 14-year period across balance-sheet and profitability indicators.
- EBL led in loans, deposits, total assets, net interest income and overall growth, while SCB held the highest cash balance and the lowest loan expansion.
- All three banks expanded strongly in assets, liabilities and deposits, but EPS, ROE, ROA and dividends generally declined over time.
- The review cites SS Pro by ShareSansar as the data source.
