First Microfinance Laghubitta Bittiya Sanstha Limited (FMDBL): A Fifteen-Year Financial Performance Review (Q4 2069/70 to Q4 2082/83)
Summary
First Microfinance Laghubitta Bittiya Sanstha Limited (FMDBL) has demonstrated steady asset growth and maintained strong capital health over 15 years, with a peak lending portfolio in 2078/79 and consistent dividend payouts.
Key Points
- FMDBL's total assets grew from Rs. 1.20 billion to Rs. 5.69 billion between Q4 2069/70 and Q4 2082/83 with a 24.01% median annual growth rate.
- Loans and advances to MFIs expanded significantly, representing 81.79% of total assets by Q4 2082/83.
- Net profit peaked at Rs. 26.88 crore in Q4 2078/79 but has trended downwards recently.
- The institution maintained a healthy Capital Fund to Risk-Weighted Assets Ratio and consistently distributed dividends, with a median dividend payout of 15% annually.
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