Extensive Loan Portfolio Review of 10 Major Commercial Banks Completed Under ECF Structural Benchmark
Summary
Nepal Rastra Bank completed an extensive loan portfolio review of 10 major commercial banks under the IMF-supported Extended Credit Facility, finding an average non-performing loan ratio of 7.6 percent and capital adequacy ratio of 11.30 percent.
Key Points
- Nepal Rastra Bank conducted an extensive loan portfolio review of 10 major commercial banks under the ECF Structural Benchmark.
- An agreement was signed with Howladar Yunus & Co. to evaluate the loan portfolios of these banks.
- The average non-performing loan ratio was found to be 7.6% as of mid-April 2025, with an average capital adequacy ratio of 11.30%.
- Policy reform recommendations from the review reports will be gradually implemented to strengthen financial stability.
