Fluctuations mark Nepal real estate over past three years
Summary
Nepal's real estate market has experienced cyclical fluctuations and regional disparities over the past three years, with significant growth in real estate loans and housing finance amid varying revenue trends.
Key Points
- Nepal's real estate loans grew by 72.41 percent and residential loans by 61.55 percent between fiscal years 2020-21 and 2024-25.
- Madhesh, Koshi, and Lumbini provinces emerged as key hubs for land transactions, while Bagmati had the highest declared transaction values.
- Mid-sized plots (2.5–10 aana) dominate the market, especially in metropolitan and sub-metropolitan areas, reflecting strong demand.
- Real estate financing has increased formal housing finance despite market volatility, supporting economic stability according to Nepal Rastra Bank.
